Terms and Conditions

Effective Date: June 18, 2026

Welcome to Mortgages by Caroline. By accessing or using this website, you agree to the following Terms and Conditions. If you do not agree with these terms, please do not use this website.

1. Website Use

This website is provided for general information purposes only. You may use this website to learn more about mortgage services, request information, or contact Mortgages by Caroline.

You agree not to use this website for any unlawful purpose or in a way that could damage, disable, or interfere with the website or its functionality.

2. No Financial or Legal Advice

The information on this website is for general educational and informational purposes only. It should not be considered financial, legal, tax, or investment advice.

Mortgage products, rates, approvals, and recommendations depend on your personal financial situation, lender requirements, credit history, property details, and other factors.

You should speak directly with a qualified mortgage professional before making any mortgage-related decisions.

3. Mortgage Information and Availability

While we aim to provide accurate and up-to-date information, mortgage rates, lender policies, products, terms, and qualification requirements may change without notice.

Any examples, estimates, or general information provided on this website are not guarantees of approval, rates, payments, or lender terms.

Final mortgage approval is subject to lender review, underwriting, verification of information, property approval, and any additional lender conditions.

4. Website Content

All content on this website, including text, graphics, images, layout, branding, and other materials, is provided for informational purposes and may be updated or removed at any time.

You may not copy, reproduce, republish, distribute, or use website content for commercial purposes without written permission.

5. User Submissions

When you submit information through this website, including contact forms or inquiry forms, you agree that the information you provide is accurate, complete, and submitted voluntarily.

Submitting a form does not create a client relationship, guarantee a mortgage approval, or confirm that mortgage services will be provided.

6. Third-Party Links

This website may include links to third-party websites, tools, calculators, lender platforms, application portals, or other resources.

These third-party websites are provided for convenience only. Mortgages by Caroline is not responsible for the content, privacy practices, security, accuracy, or availability of any third-party websites or services.

7. Limitation of Liability

Mortgages by Caroline makes reasonable efforts to provide helpful and accurate information; however, we do not guarantee that the website will always be error-free, uninterrupted, secure, or fully up to date.

To the fullest extent permitted by law, Mortgages by Caroline will not be liable for any loss, damages, or expenses arising from your use of this website, reliance on website information, or access to third-party links.

8. Privacy

Your use of this website is also governed by our Privacy Policy, which explains how personal information may be collected, used, stored, and protected.

Please review the Privacy Policy for more information.

9. Electronic Communications

By contacting Mortgages by Caroline through this website, email, phone, or online forms, you consent to receiving communications related to your inquiry or mortgage request.

You may unsubscribe from promotional or marketing communications at any time where applicable.

10. Intellectual Property

All website materials, including written content, design elements, logos, graphics, and visual assets, are owned by Mortgages by Caroline or used with permission.

Unauthorized use of any materials from this website is prohibited.

11. Changes to These Terms

Mortgages by Caroline may update these Terms and Conditions at any time without prior notice. Any changes will be posted on this page with a revised effective date.

Continued use of the website after changes are posted means you accept the updated Terms and Conditions.

12. Governing Law

These Terms and Conditions are governed by the laws of the Province of Ontario and the applicable laws of Canada.

Any disputes relating to this website or these terms shall be handled in the appropriate courts of Ontario.

13. Contact Information

If you have any questions about these Terms and Conditions, please contact:

Mortgages by Caroline
Caroline Moore

Phone: 905-464-3679
Email: [email protected]

Office:
5038 Fairview Street
Burlington, Ontario
L7L 0B4